Mi$$ Money Blues

26 things to do before I turn 26

2009-01-12T07:05:00.001-06:00

Happy Monday!
Earlier this year I was reading Essesnce Magazine and I came across a article talking about maximizing the most of your life, and it discussed different people and how they do it and one young woman made list. So a few months ago I made my list so here it is I will share with you all...

Loose 50 Pounds
Run 1.5 Miles 3x a week
Go to gym 6 days a week
Save 100 dollars every 2 weeks
Pay 200 dollars a month to student loan
Go to the top of Sears Tower
Mend relationship with best friend
Go to Signature Room
Have a Spa day alone
Treat Mother and Grandmother to Peninsula afternoon tea
Lift 40 pounds in weights
Give a testimony in church
See a play downtown
Take Princess Me to play in snow
Go to a karaoke night
Get Dentist Tickets
Attend 3 networking events
Volunteer 5 times
Save 50% of Bonus
Pay Off Com Ed
Pay 100 remaining amount of medical bill
Pay off Matteson parking Ticket
Take Mr. Man to Gene and Georgettis
Pay 700 remaining medical bill
Go Sledding
Visit Cousin who is having a rough time

The One's in Green are the ones I have completed. I have till May 3rd till complete the list so I will keep you all posted on how it all goes!!

January 7th, 2009

2009-01-07T07:22:00.002-06:00

This morning I finally did it,

I updated my google charts and to my suprise (even though I have been chugging along) paying down debt just to see how far I have come since June is just amazing!!! I have no credit card debt!!! I have paid down some collections, and it does feel good to update those things. (Even though I am still trying to figure out how to get better graphs, but I will get there... TRUST)

So where do I go from here.....
I sort of feel that I am at a stalemate, I feel I no longer need to by money management books (which is really difficult for me because I love them) because I feel I have learned and done so much. But now my next step is starting to pay on my student loan which is about 13K, paying down my car, beefing up my e fund, and saving for my 2 week cruise in the Meditteranean in June!!! Oh yes I am so excited regarding that. And like I have continued to say I am working on blogging a little more. I have started working out at night, so that gives me a little more free time in the a.m.
So keep watching this should be an exciting year!!!

Mi$$

Recession Smacession!!! Awareness is key

2008-12-30T19:31:00.002-06:00

Every morning I am at the gym watching the today show and Good Morning America Simultaneously and everyday there is more and more information provided regarding, credit clean up, credit card awareness, how to shop smart, dating on a budget and I am LOVING IT!!!!!!
I am sad that things had to go like this in our economy even within my own life to bring all of this information to light but it is wonderful to see and to hear so many people making light of this new frugal lifestyle. I know I have not mentioned before but I majored in fashion in college and love to watch trends and in this upcoming year I guarantee that Fashion on a budget, and shabby chic looks will be all the rage!!! It honestly makes me happy to see, if anyone missed Suze Orman's end of year episode try to catch it please! She talks about how this recession has been a blessing in disguise because it is taking this economy back to the basics. Buy what you can afford, Live within your means, and money doesn't buy everything!!!
I LOVE IT!!!
To all if I don't blog tommorrow which I don't plan on because me and Mr. Man are spending NYE together!!! I am so excited its been a few years!! So to all have a wonderful New Years

Merry Christmas to all....

2008-12-24T21:07:00.002-06:00

Twas the night before Christmas and all through my house...........
Every Creature was stirring so we couldn't here a mouse,
Grandmother baking, Cousin fake baking and me on the computer laughing and taking
Bites of the pies, bites of the chicken,
Having no care because my child is sleeping.
In her Christmas pajamas all snuggled and warm,
Her gifts are all wrapped and ready for morn.
This night is so special to me especially because I have not gone broke
on buying for family....
I have money in the bank, money in savings
So therefore I haven't been misbehaving.

As I bid you farewell on this joyous eve
I wish alll happiness and plenty of leave
From the norms of our work week and
are family's and lives,
Take this time to enjoy this Christmas eve flight!!!

Merry Christmas Bloggers!!!
Mi$$

Debt Free Christmas

2008-12-21T21:49:00.002-06:00

Well Well Well!!

It is only 4 days till Christmas, and for the first time since I have had a real job, I have not gone into debt because of this holiday and I must say I am so happy and relieved!!! This has been a wonderful holiday season, I have enjoyed friends and family, gone out and celebrated still with money saved, and a sense of satisfaction un parallel. For gifts this year, we only did stocking stuffer gifts for my immediate family and for the extended family I am only giving them boxes of homemade cookies. For my baby girl I bought a book. She is one and still has a while until I have to get caught up in the seasons purchases and besides the family is buying her tons of stuff so I am all good!! This week I am off except for tuesday so I will be blogging a little bit but if I don't get back I wish All A MERRY CHRISTMAS AND HAPPY NEW YEAR!!! All the Blogs I read have truly taught me so much about finances.

Mi$$

So Blessed~

2008-12-13T22:26:00.002-06:00

Hey Folks,

I know I know I said I would be blogging regularly now, but things are always so busy!!! I really am planning on making it a priority. Even if know one reads my blog it does give me sanity. So while I have been away I have had some awesome news!!!! I have truly been blessed.
So here is a recap....
The Dentist Visit

Remember when I talked about how I was going to have 450.00 dollars plus amount of work done on my grill and I had no clue how I would pay for it??? Well when I returned to the dentist, she informed me that I had been a new patient and had referred a few people to her she would not charge me for my dental procedure!!!! HALLEU!!! PRAISE GOD I was so shocked, I told her that I would still pay but she insisted. God is always on time

THE JOB

Work has always been good this year, I have always been happy in that area, but this holiday season it has just been even better. First off I had my first yearly review with the company and got a small promotion which came with a raise!!! YES!!!! Secondly, I was informed that we would be getting bonuses!!!!! YESS YESS AND YESS!!! Last but not least, We would be off of work the day before and the day after and the day of both Christmas and New Years WITH PAY!!!! AND..... We would still have our regularly scheduled days off!!! OMG!!!!!! THANK YOU!!!

THE FAMILY

Everyone is still good, I am hanging on at home with them, we are all driving one another mad but still maintaing. I have paid off NORDSTROM!!! I Have paid off TWO MEDICAL BILLS!!!! MY BEST BUY CARD IS DONE !!!! I AM SO BLESSED!!!!! OH YES AND I HAVE LOST 21 POUNDS!!! HOLLA AT YA GURL

So all in all I just can't complain. I have been doing a lot of reflecting in this time and just looking on how far I have come. To some on the outside looking in, it may seem the exact opposite because I have gone from homeowner to back with my grandmother but from within it is totally different and I just keep thinking of the phrase "Sometimes you have to step back in order to take a step forward" And I truly believe that has been me. I had to remove myself from a sittuation where I was becoming physically and emotionally beat down and now I am just turned all of the way around. GOD IS GOOD

VOTE VOTE VOTE

2008-11-02T14:33:00.001-06:00

I will not be blogging this week due to the ELECTION!!

SO EVERYONE GO OUT AND VOTE VOTE VOTE!!!

CAN A SISTAH GET A BREAK??? PLEASE!!!!!

2008-10-28T18:42:00.002-05:00

Hey Folks,

I'm working to keep my word up with blogging more, if not for anyone but myself. Blogging keeps me sane and pretty much helps me gather my thoughts. So.... just as I think I am beginning to tread water with cable bill paid, medical bills getting caught up and nordstrom almost done ITS ALWAYS SOMETHING ELSE!!!! So yesterday I went to the dentist, I hadn't been in god knows when and my goal before the new year is to have my money right, body right ready for war :D. So I went, and guess what??? Of course I have to have a few things done because it's been so long so my bill this time was 190.00 and they were nice enough to quote me on my next appointment price which will be in 4 weeks to be $450.00 I was sitting in the chair like WHAT!!!!!! I do have a Flexible spending account so I submitted the claim but I am not sure if the flex will cover all my procedures so just pray for me ya'll!!!

Then on to my next dillema, car insurance. So I was trying to be the honest, professional person that I am by telling my car insurance carrier that a) I know longer own any property and b) I have moved to the city. Well why did I go do that?? My insurance went from 144.04 a month to 200.04 a month you know I was too hurt. The holidays well are pretty much here and I am going to be struggling EXTRA HARD!!! But I just have to focus and well, I can only do what I can. I am promising myself not to go into ANYMORE DEBT THIS HOLIDAY SEASON!! If I can't buy big gifts I just can't. That Nordstrom bill that I am STILL paying off is the result of trying to make my family happy for X mas and look how thats working out STILL PAYING

Will keep you posted
MI$$

WHAT'S GOING ON WITH ME!!

2008-10-23T20:46:00.002-05:00

Hey Folks in Blog Land!!!

I have been missing the blog world for awhile now, but I am trying to do better. Even though I haven't been posting I have been reading a few blogs here and there just keeping my ear to the streets. I know I haven't updated my finance charts in FOREVER but I have decided on the first of each month, that will be my day to update all of my charts and what not and just to give you a hint, I am ALMOST DONE with Nordstrom PRAISE GOD!! And this week I will be finished paying off COMCAST!! THANK YA LAWD!!! I am truly a work in progress but I am doing the best that I can with the small amount of money I do have.
So ANTYWAYSSSS :) On to other things going on with me.

1) I saw Suze Orman yesterday!!! I told you guys I would before the end of the year, and I was so happy!!! She is truly awesome and is just an inspiration on what hard work can really do for you.

2) Living with the family is going okay, I am still so busy that when I come home we usually eat dinner, and go to bed, but I do feel a sense of calm. I know have a homecooked meal everynight for me and my baby (Either I cook it or my grandmother does), I always take my lunch now, and I feel at peace about not having to take Princess Mi out of the house in the fast approaching winter. So I truly am feeling good about things.

3) I have been working out preparing for my next summer all expense paid cruise!! 10 pounds down baby!!! ALOT MORE TO GO :/

4) And I have decided to make a list of 26 things I have to do before I turn 26 And I am ready to make it happen.

5) And lately I have been trying to put in perspective about the amount of money that I make, it has been killing me because I just feel that the amount that is going out is not nearly as much that is coming in and what can I do to make it better. But I have decided to just be still. I am going to just stay in this place and pray and be still and see what happens!

So till next time fellow bloggers, keep me in your prayers :)

MISS

Living with other people......THE SAGA BEGINS

2008-09-29T18:27:00.003-05:00

The litte things....

As you all know out there in blog land, I have moved in with my mother and grandmother due to the foreclosure, princess mi and I are both staying with her, and for the first two months it has been all good, UNTIL TODAY.
So I am one who likes, to go to the grocery store, by food for two weeks, and make a big dinner on Sunday and have enough food for lunch during the week but in this house, I can see I won't be able to do that AT ALL!!
The Scenario:
Today I come home from work and all of the dinner I cooked yesterday Meatloaf, glazed carrots, and a broccoli Casserole ALL GONE!! And I am like WTF!!! So I call my grandmother and ask her where did all of the food go? She tells me her Boyfriend (yeah that's right) and my Uncle's Daughter came over and they wanted to eat. So there goes all the food for the week. I am just upset because I buy food for all of us who live here to eat, not for every one and their man! So I am just ugghhh!!!

In these times...... WHAT AM I TO DO??

2008-09-23T18:32:00.002-05:00

Hey Fellow Bloggers,

I am currently catching up on reading all of my favorite blogs, and it doesn't look like everyone is talking about are current flailing economy and market. Today I recieved an email from one of my many money buddys stating that "These are the times when millionaires are made" and I begin to think about that statement, and what does that mean to me? In times like this what can I do, to set myself apart and try to regroup to the best of my ability. You all already know I am working on my credit, part of the regroup from the foreclosure and preparing for whatever that may bring. I am also working on paying EVERYTHING OFF, I am more than half way there to for my Nordstrom card, and I am ironically hoping to go work there again over the holiday season, and if I do I will use all of that extra income to pay the balance off. But is there something more that Ineed to do? But as I write this, I completely digress just to say THANK YOU TO GOD IN THESE HORRIBLE TIMES!!
Because
1) I still have a job
2) I was able to move into another home, at least I had an option, if it wasn't for my grandmother what would I do
3) And I am still able to save

SO IF THERE IS NOTHING ELSE I CAN DO I JUST HAVE TO SAY THANK YOU!!!

Nothings new

2008-09-15T20:28:00.002-05:00

Hey Folks,

Whats going on with ya!! Nothing new here, Just wanted to send a shout out. I have been so busy with my work outs at 6 AM and then off to work. So I am pretty pooped by 10 which was my previous blogging time. As for finances, I know that foreclosure is bad, and you all know how much I didn't want it to happen but since it did.......

I AM SO RELIEVED AND SO AT PEACE!!!

It feels wonderful to pay all my bills with money over to save, (so I can try to prepare to pay the balance) I also am catching up on the other things that I needed to, and I just am feeling a lot less stressed! But..... Like I mentioned in the previous post, I also am not used to having a little discretionary income, so I am like urrr.... SHOPPING???? I am trying to stay strong though, pray fo me!! PRAY FO ME!!! :)

And speaking of spending this saturday is girls night out with my sister (yes, we made up) and one of my other girlfriends. And we plan on doing it up big, dinner and drinks downtown so I am saving for going out this weekend. But now I am contemplating a new outfit? Something cute, and hot for a night out? But do I really need it?? I know I know that I don't but I would like something new??

AHHHHH Show me some love folks

Mi$$

HELP GUYS!!!

2008-09-04T18:50:00.002-05:00

HELPP!!! BLOGGERS!!!

You all know, that I have moved back into my grandmother's house, and with my last check, I paid rent, Nordstrom bill, saved some and all the right things but then.... I had more left over, than I had had in a long time and you know what I did with it.... I SPENT IT :( AND I FEEL HORRIBLE!!!!!
I went and bought a new pair of.....
gym shoes $70.00 (since I am on this work out kick)
two books from Barnes and Noble $25.00
A hoody and some shoes from Old Navy $34.99

I KNOW I SHOULD HAVE USED THAT MONEY TO PAY A LITTLE MORE DEBT DOWN, BUT I DIDN'T. SO I am feeling a little down about it and I just am kicking myself in the butt for it
:(((
Just had to share guys
Mi$$

A look inside the FAMILY STONE

2008-09-01T08:33:00.004-05:00

Hey Folks in blog land,

I had to get up early on this holiday morning to get this off of my chest, a crazy story from "The other side of the family." So I know I have not mentioned my dad and his family that often, because I don't see them that often, but most of the time when I do, they leave me feeling REALLY SMALL.

Let me give you a little background;

My dad makes really good money, he always comes to town and takes us to a nice dinner, my half sister, my two aunts, and when we go out, my sister and aunts all come with their Louis V's and are star studded. My aunt's both have good jobs, and my sister stays at home with her mom, and also has a good job (BTW my dad bought them the purses and I got NADA). So I come in with my little green purse, regular clothes, and just don't feel so good. My dad also doesn't live in the city anymore so we decided before he left we would try to get together again for brunch so he could see Princess Mi for the holiday. So yesterday, I texted my sister to see what was the plan for today, because I hadn't heard anything and she texts me back

WE DECIDED WE ARE GOING TO TAKE DAD OUT FOR BREAKFAST SINCE HE ALWAYS TREATS US SO WE ARE GOING TO MEET IN THE BROOK, MAKE SURE YOU HAVE ENOUGH MONEY SO YOU CAN PAY FOR YOURSELF AND DAD

So this was my face

I WAS SO MAD!!!! SHE JUST MADE ME FEEL ABOUT THE SIZE OF AN ANT!!! AND WHEN I TOLD HER SHE JUST SAID "Well I know you're on the debt diet right now"

B PLEASE!!! If I couldn't afford to go, I just wouldn't go, I have never been the type of person to go ANYWHERE, (even if someone was going to treat me) without having any money just in case the plans changed. Most of all, I was hurt, because I know how my sister and aunt's are, and I know that this is something they probably already discussed before telling me about the breakfast because they all think I am POOR :(

So after the text session ended, I regrouped and said I was not going to let my sisters text define me or make me bitter. I know I will not try to live up to their standards, and try to buy things to look like I have money. I will continue on my road out of debt. I will continue to move forward and to do things to better myself and remember I will remember this list.....

1. Realize that money can't make me happy

2. Be content with what I have

3. Keep character above acquiring

(exert from the book List to live by)

HEY! HEY! HEY!

2008-08-24T23:52:00.002-05:00

Hey Folks!
It's been about a week since I last hit you guys up, and in that week alot has happened. I am pretty much finished moving to my grandmother's house. Me and baby are all settled in, and back to the daily grind. The first two days I began to feel down about being here, feeling out of my element, not having all of my things together, and just out of place. But I went and got my vision board, started adding to it and began to put my mind back on the right track. Now, I honestly feel a bit relieved. My grandmother is keeping the baby when her dad and I are at work, I PAID OFF BEST BUY!!!! YES!!!! This upcoming pay check is pretty much a freebie due to the extra week in this month, so I am going to pay my grandmother rent, pay an extra 100 to Nordstrom, and add a little extra to my savings. I AM COMING A LONG.

SIDE HUSTLES???

Seeing that the holiday shopping season is only a mere 3 months away, I already have my mind rolling on how can I bring in a little extra dough to finance this upcoming holiday season? I am seriously thinking of starting a gift wrapping biz for the season, going to people's homes, wrapping all of their items and getting paid for it!! I pride myself on my bows, and wrapping techniques so I said why not, the thing now is that I JUST HAVE TO FOLLOW THROUGH!!

People out there in blog land, If you have a side hustle how did you get started? And any advice you have for me is definitely needed :)

MI$$

OOOOHHH HOOOOO!!!!!

2008-08-14T22:19:00.002-05:00

VICTORY IS MINE!!!!

So tonight, I was able to finally flex some of those financial muscles that I have been learning from all of my fellow bloggers and I am ecstatic!! So I was looking at my best buy bill and noticed at the bottom of the statement it read Next month you will be charged an annual fee of 59.00. AND I WAS LIKE WHAT THE FLOODPUCKER??? I DON'T EVER REMEMBER THIS BEING STATED??? So I picked the phone right on up and called the company, and the first person I got on the phone was a young man. So I explained to him that I was a valued customer, my bill is always on time, I contact them if there is a problem and I would like to see if the fee could be waived. The Young man said to me " I'm sorry there is nothing that we can do you either have to pay that fee or you can close your card" So I said "that is fine, I will close the card, I hate to leave the company but I will do that" So he then said he had to transfer me to his manager to make that happen.
So then I get the manager and I explain to her the sittuation, and tell her that I would honestly like to keep the card (especially with the foreclosure closing a card would not be good right now, but didn't tell her that), I just didn't think I should have to pay the annual fee. The lady went on to explain how the fee is because they report monthly to the credit bureaus and a whole bunch of YADDA YADDA. And I stopped her right there and said, in the past 3 months, since I had paid down my card. My FICO hadn't sent any updated info based on that card, So I already knew she was selling me a load of crap!! And after I said that, she said I WILL WAIVE THE FEE AND IT WILL BE POSTED ON YOUR NEXT STATEMENT!!!

I WAS SO HAPPY!!!!!! I HAD FLEXED MY FINANCIAL MUSCLE AND WON A SMALL VICTORY!!!! SO BEST BUY -0 Mi$$-1!!!
SO HAPPY GUYS!!!!

Mi$$ Money's Work Out Plan

2008-08-13T21:27:00.002-05:00

Hey Folks,

So I am sure I haven't mentioned but my job is sponsoring this year long fitness campaign at work, where everyone throughout the company is on fitness teams, working to help one another loose weight and each month we have a weigh in. Well, in month one I didn't take it seriously at all and I didn't even go in for the first weigh in. Then after it was all said and done I saw that everyone in my area had lost weight for their first month, and was taking it really seriously so I have adjusted my attitude and gotten it together. This morning I got up at 6 because Princess Mi was spending the night with her dad. And I did a 2 mile walk around the neighborhood!! It felt great!!! I also have decided instead of driving around work for an hour looking for parking, I will park far and walk to burn some more calories! I honestly felt for a while working on weight, money and home was just too much all at once. But I am seriously motivated to loose 10 pounds by the next weigh in!! Will keep you posted

Today I rise....

2008-08-12T21:13:00.003-05:00

Today I rise...
Because yesterday was a very low day for me. I was really stressed about the move, about my mom not organizing any of her things so that I can move easily to grandma's and about having to find a new sitter. So while at my grandmother's, myself, baby mi mi, Mr. Man, mom and grandma were all watching the Olympics when I just had a Breakdown. I just started crying extremely hard, and the baby got scared, she came over and hugged me and and then started crying also. So I pulled it together, because I didn't want her to worry about me. That hurt the very most. At that moment though I was just so overwhelmed. While at work during the day, my attitude was just bad, I was angry, the friend who I am always contemplating our actual friendship we had a tiff and it was just rough. But while I was at lunch, I was reading my book A Return to Love and began to put somethings in perspective. (Even though I still had a breakdown after work) But this is what I wrote while on my lunch break

LUNCH BREAK Titled: A breakdown to breakthrough

Today I was really stressed and sad about all that's going on. The move, the foreclosure, my grandmother's house and needing to find a babysitter. It's just so much going on and while reading my book I came to part that discusses SURRENDER. In this section she talks about how the more we try to control everything the harder it is for anything to change or occur in those sittuations. What we need to do is to surrender and let God take care of it all, and to have faith in him. Then I started thinking about how I am trying so hard to control what's going to happen with this foreclosure. Everynight I am online for hours trying to figure out life after foreclosure, how to survivie it, yadda yadda yadda, and to no avail. and I just came to a realization. No story, even if I could find one would be MY STORY. because everyone's experience is different and then I remembered that is why I started this blog!! I want to share MY STORY. Not to try to say to everyone what will happen to me in this sittuation will happen to them, but just to give people an outlook from my eyes. And after thinking about it, I am honestly glad my searches left me empty handed because knowing me if I would have found a step by step guide, I would have followed it, to the T. If it said Bankruptcy was the only option I would have said yep that's right for me. But in my eyes, that's not. I want that to be my last option, and I will go kicking and screaming, scrimping and saving for as long as i can till I have to get to that point. So as of today I will no longer google "surviving foreclosure I will only be living and reading my own story. A SURVIVOR OF FORECLOSURE.

Mi$$

Check this video out.

2008-08-10T21:03:00.002-05:00

I am sure most of you PF Bloggers heard about this but I just found the video. The video is regarding the televison show "Extreme Home Makeover" and the family whose free house is facing foreclosure!

I can not believe this, they were given a FREE FREE FREE HOUSE and are still loosing there home. That's why people have to be prepared financially, spiritually, and emotionally for windfalls such as this. Because with this family, they are now back in the dog house.

Check it out

Extreme Makeover Story

Foreclosure Article

2008-08-10T09:28:00.002-05:00

Hey folks, just doing a little sunday morning blogging before church. (This is my first sunday off in a month I AM ECSTATIC!!!)
Check out this article from Girls Just wanna have funds about the foreclosure crisis and women. You know it touched my soul!

Foreclosure and women article

Let me know what you all think

Mi$$

The Packing Continues

2008-08-08T15:47:00.002-05:00

So today Mr. Man came over to watch the baby while I am slaving away trying to consolidate, pack, and throw away to make this move as seamless as possible. The only large furniture items that I have include my couch, my bed, and entertainment center. And I honestly was thinking of leaving all of that behind, because the cost of renting a storage facility is just another monthly bill, and at my grandmother's I don't need any of those items. I am trying to be frugal, and just think of the long run. Here are the pros and con's of renting a storage space
PRO's

Having all of my items in one location and being able to keep my couch and bed
less clutter at my grandmother's house
If I get a pod, the convienence of moving into 1

CON's

close to 150 dollars a month for the storage space
Packing up a storage space
The security of my things in a storage space??

These are the only things that I can come up with, and I just really don't want to acquire the bill for a storage space, I would rather use that money to add to the rent that I will pay my grandmother, and also to paying down my debt. I am still in the dark, about how much my home was sold for, and when and who will tell me what I will have to pay after this is all said and done, so I just want to prepare for whatever is coming as much as I possibly can.

Well Let me return to the packing :(

Mi$$

Does ANYONE have a clue???

2008-08-07T23:13:00.003-05:00

Moving Date

Hey folks out there in Blog land, I am barely keeping my eyes open but I wanted to get this post out tonight because I have a busy weekend ahead of me. So here goes....
So this morning I called the mortgage company, again trying to get a date on when I needed to vacate my property since the foreclosure, and once again I received a different answer for the 3rd time!! The first time I called, the mortgage company told me I had 45 days from the sale date, the second time I contacted the law office that handled the foreclosure and they told me they would send me something and I would have 30 days from that date to move (I still haven't received anything by the way) And today when I called, the mortgage company told me they under the law couldn't give me that information, that only the sheriff could do that and they would just come and post something on my door basically saying GET OUT!!! So I just said thanks, and took it upon myself saying "Okay Mi$$ on Monday it will be 30 days, so just get your ish together and get to moving" And that's what I am doing.

In that process I have began to pack up most of my things, and I am trying to clean out as much as possible because honestly, at my grandmothers house there's not a whole lot of room for princess mi and I, so I am trying to keep it as simple as possible. But while I was packing I felt myself getting a little teary. I knew this day was coming, I have been preparing and praying for it, but still, the fact that I am leaving is still a little hard to deal with. Going from my own, to back with my mother and grandmother, is VERY HARD, But I know it is for the best. ...... Well folks I can't make it one more sec, so I will finish my post in the morning L)

The Slump mode

2008-08-05T10:34:00.003-05:00

Hey Folks,

Recently, I have found myself in kind of a financial, spiritual , and motivational slump. I don't know whats going on with me? For the past month I have been so hopeful, prayerful, currently I am reading Marianne Williamson's "A return to love" a wonderful book about love and fear and how love can conquer and relieve all problems regarding finances, relationship, healing and the body. This book has given me so much insight about work, and finances, and wealth, but all and all I still am just feeling a little down and I don't know why. Regarding my finances, I of course I wish I had more to pay off my debt faster. I am still working on paying off my Best Buy card, the last little bit. Nordstrom and My Medical bills are still looming over my head with little by little progress and the Medical and student loans I haven't even started to touch. I just want to pay these things off automatically. I wish I had the funds. Besides that Miss Mi Mi's babysitter after being hospitalized decided she will not keep kids anymore. So that leaves me back to where I was last summer, finding a new sitter, and as all of you mother's know, That is not an easy task. my child is my most precious assest and I don't just trust her with anyone. Besides that I need to start packing and get out of my foreclosed home soon. I am trying to stay positive and I really am doing a fairly good job, but I just need a release, and talking about it definitely helps. I hate to dwell on the negative so this evening I will post a more positive post and as this day roles on I will see what god has in store for me :)

Fun in the Sun!

2008-07-29T19:32:00.002-05:00

Living Life like its Golden!

Today it turned out that Mr. man and I were both off of work!! Yay!! (which rarely happens) So we decided to take Miss Mi mi to the water park!!! And I am so glad that we did! The weather called for rain and everyone was trying to put a damper on our plans but I wasn't letting that negative energy ruin our day. And it turns out, NO RAIN!! So I packed us a lunch and water and fruit and we headed to the park. When we got there, there were tons of kids, of course, so we found two chairs, miss mi had her stroller and we chilled for the majority of the day. Just sitting outside, as a family just made me feel so good! It was an amazing day! While sitting there I wondered why I didn't think of this earlier in the summer and still could not come up with an answer but I knew that at that moment, I was glad that I did think of it now. So we have one more month of summer, I will try to make it there more often, even just for some me time. But it truly was a wonderful, relaxing day.

I was grateful today for....

Family Activities
The Sunshine
laying in the pool floating on my back
Not thinking of work
Leisure :))))

The Foreclosure Proceedings...

2008-07-27T20:49:00.002-05:00

Hey Folks!!

I haven't really blogged about what's going on in the land of foreclosure. Well the foreclosure actually did take place. I am still living in the property just packing up and getting ready for moving out. (As soon as I get a few days off) But on Friday I called the law firm that handled the proceedings to see how many days I had to vacate the property. They told me there was paper work that I should be expecting and that I had 30 days from that date. I am also concerned about what the property was sold for, will I have to pay the remaining back, and what about taxes on the property? I have been searching for books and articles, and sites on surviving foreclosure but there just isn't much out there. If anyone in blog land knows of any resources please refer them back to me.

Thanks guys

Mi$$

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*****VOTE VOTE VOTE*****

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HEY! HEY! HEY!

OOOOHHH HOOOOO!!!!!

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Check this video out.

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The Foreclosure Proceedings...

VOTE VOTE VOTE